Community Home Buyer Programs
The community home buyer program is another way to help first time buyers in the state of Florida get the loans they need for the home they want. It reduces the down payment to 3%, which must be the borrower's own funds. Closing costs can be gift funds, a grant, or seller assistance up to 3% of sale price. This loan requires the homebuyer to take a class on home ownership. Upon completion of the class, the homebuyer receives a certificate that reduces cash requirement and expands the qualification ratios. At Melbourne Mortgage Company we believe everyone in Florida who wants to own a home should be able to. Contact our Melbourne Mortgage Company brokers today to see if you qualify for the community home buyer program and how we can help you buy your first home.
Welcome to Melbourne Mortgage Company
Melbourne Mortgage Company offers all the information you need to help you in obtaining a home loan or mortgage in the state of Florida. Melbourne Mortgage Company is locally owned and operated to ensure you a friendly and hospitable environment, therefore Melbourne Mortgage Company is Florida's professional mortgage broker of choice. We are also licensed to provide Florida mortgages and home loans, Florida jumbo loans, stated income and self employed in Florida second mortgages and Florida refinance loans, Florida fixed rate mortgages, Florida Debt Consolidation loans, and home mortgage loans in Florida.
Refinancing is Easy With US!
For Florida residents thinking about refinancing one of the first things you should do is analyze your savings. Check the market closely to determine the available rates and the costs associated with refinancing. These costs can include items such as an appraisal and other various fees and points. Then contact Melbourne Mortgage Company and we can help you determine what your new payment would be if you refinanced. You can estimate how long it will take to recover the costs of refinancing by dividing your closing costs by the difference between your new and old payments (your monthly savings). However, the ultimate amount you may save depends on many factors, including your total refinancing costs, whether you sell your home in the near future, and the effects of refinancing on your taxes. For more information on analyzing your savings and refinance costs for Florida homes contact a Melbourne Mortgage Company representative today at 321.837.0902.
Florida Real Estate Information
At Melbourne Mortgage Company we offer real estate information in Florida and the cities within. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 321.837.0902.
