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Florida Refinance & Home Loan Areas
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Finding the Perfect Loan is Easier than Ever!
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Melbourne Mortgage Company
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Get a Free, No Obligation Quote Today! Call Now!
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(321) 837-0902
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Jacksonville Loan Programs - Introductory Rate ARMs
A widely chosen mortgage loan program for Jacksonville area residents is an adjustable rate mortgage loan or ARM. This loan program is chosen so much because it has an interest rate which is two or more percentage points lower than a comparable fixed rate loan. However, one thing to keep in mind is that this rate changes at specified intervals (for example, every 6-12 months) depending on market conditions. If interest rates have gone up then your monthly mortgage payment will too, but if interest rates have gone down then your monthly mortgage payment will fall as well. Most adjustable rate loans have a low introductory or start rate, sometimes up to 5% below the current market rate of a fixed loan. This start rate is usually good from 1 month to as long as 10 years depending on the loan program you set up with Melbourne Mortgage Company and the Jacksonville home you want. As a rule the lower the start rate the shorter the time before the loan makes its first adjustment. We also offer Jacksonville residents combination loans which make use of both adjustable and fixed rates throughout the loan period. To find out more about the different loan programs offered by Melbourne Mortgage Company for Jacksonville residents contact us today at 321.837.0902.
Welcome to Melbourne Mortgage Company
Melbourne Mortgage Company offers all the information you need to help you in obtaining a home loan or mortgage in the state of Jacksonville. Melbourne Mortgage Company is locally owned and operated to ensure you a friendly and hospitable environment, therefore Melbourne Mortgage Company is Jacksonville's professional mortgage broker of choice. We are also licensed to provide Jacksonville mortgages and home loans, Jacksonville jumbo loans, stated income and self employed in Jacksonville second mortgages and Jacksonville refinance loans, Jacksonville fixed rate mortgages, Jacksonville Debt Consolidation loans, and home mortgage loans in Jacksonville.
Refinancing is Easy With US!
For Jacksonville residents thinking about refinancing one of the first things you should do is analyze your savings. Check the market closely to determine the available rates and the costs associated with refinancing. These costs can include items such as an appraisal and other various fees and points. Then contact Melbourne Mortgage Company and we can help you determine what your new payment would be if you refinanced. You can estimate how long it will take to recover the costs of refinancing by dividing your closing costs by the difference between your new and old payments (your monthly savings). However, the ultimate amount you may save depends on many factors, including your total refinancing costs, whether you sell your home in the near future, and the effects of refinancing on your taxes. For more information on analyzing your savings and refinance costs for Jacksonville homes contact a Melbourne Mortgage Company representative today at 321.837.0902.
Jacksonville Real Estate Information
At Melbourne Mortgage Company we offer real estate information in Jacksonville and the cities within. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 321.837.0902.
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Quick "Jax Facts"
-The City of Jacksonville ranks as the 14th largest city in
the United States in population with more than 800,000 residents.
-The Jacksonville metropolitan area, which includes
three beach cities and Clay, Baker, Nassau and St. Johns
counties, has a population of more than 1,000,000
residents.
-Jacksonville covers 841 square miles (217,559 hectares).
-Joint management agreements with national and state park services give Jacksonville the largest urban park system in the United States.
-Jacksonville International Airport (JIA) is 15 minutes from downtown by car. It is served by 15 major and regional airlines that offer 250 daily flights to and from most major cities in the country and is an international gateway.
-By air, Jacksonville is ...
Sixty minutes from Atlanta
Forty-five minutes from Orlando
Two hours and 15-minutes from New York
Nine hours from London
-Four modern seaport facilities, including America's newest cruise port, make Jacksonville a full-service international seaport. In 2002, JAXPORT handled 7.1 million tons of cargo, including 615,000 vehicles.
-There are three major Interstate Highways running through Jacksonville-
I-95, I-295 and I-10. Additionally, I-75 is approximately 60 miles west of downtown Jacksonville.
-There are four major U.S. Highways- U.S. 1, U.S. 17, U.S. 90 and U.S. 301.
-By car, Jacksonville is ...
Forty minutes from Fernandina Beach/Amelia Island
Thirty-five minutes from historic St. Augustine
Two and a half hours from Orlando (Disney World)
Six hours from Atlanta
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